CONSUMER FINANCE
Offer prime, and subprime consumer financing to
your customers

Through our program, “Distressed Credit” is not a problem. We offer financing from $1,000 to $30,000 to Prime and Sub-Prime credit customers.

Turn browsers into buyers by offering an installment payment plan. Affordable monthly payment options combined with our interest-free term promotions will not only help to increase the first purchase amount but will bring the customers back for repeat purchases.

Merchant installment financing solutions are designed to drive more traffic to your business, improve sales and build customer loyalty.


Merchant Benefits
Approvals in as little as 60 seconds!

Current Approval rates are over 70%
No minimum-years-in-business requirements
No recourse liability to the contractor
Deferred payments, lower interest rates, interest free promotions

No vendor or subcontractor waiver-of-lien requirements
Multiple ways to submit consumer financing applications
Discount rates from 5% to 30%, but can be capped by each contractor
Online applications can be linked from your website or emailed to customers
Marketing specialists available for counsel




Marketing a “monthly payment”
rather than a price,
is key!







Take 1 minute to register for free info on the benefits of Consumer Financing Or call 888-661-5327 for a quick turnaround 5 minute application!


CONSUMER CRITERIA


                   
 
                 How Merchant Express Finance Can Benefit Your Customers
The ability for your customers to avoid tying up their general purpose credit cards by having dedicated credit to use exclusively at your store

The ability to buy today and pay over time

The ability to save money with a competitive APR, no-interest (“same-as-cash”) term options up to 2 years, no application fees, no balloon payments, and no prepayment penalties

                Prompt Credit Decisions with Maximized Financing Limits
We use a proprietary scoring model that enables us to provide rapid credit decisions and maximized credit limits within responsible lending guidelines, allowing your customers the freedom to shop for larger ticket items and return for repeat purchases.

                                             Internet Applications
When our Internet application link is added to your website, your customers can apply online and have the opportunity to walk into your location already pre-approved for financing and ready to shop!

                   Quick and Easy Electronic Application Processing
Using our enhanced online platform, you can save time during the application process and get instant credit decisions and documentation for well-qualified customers. Plus, we will manually underwrite the applicants with credit challenges to maximize the approvals for near-prime and sub-prime borrowers.
Collection of innovative e- tools ie; price calculator and payment estimator

                           Excellent customer support and training


 Take 1 minute to register for free info on the benefits of Consumer Financing Or call 888-661-5327 for a quick turnaround 5 minute application!